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Businesses seeking to recover coronavirus-related losses under their business interruption and property insurance policies have had difficulty in doing so because of questions as to whether their policies cover such losses. How those coverage questions will be resolved remains an open question, and a large number of lawsuits on COVID-19 coverage issues are already pending. Reports indicate that insurers are issuing blanket denials for such claims, but businesses should nonetheless file claims in order to satisfy the notice requirements, which secures a right to appeal.
