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HUD recently submitted to the Office of Information and Regulatory Affairs (OIRA) at the Office of Management and Budget (OMB) proposed changes to its 2013 Disparate Impact Rule. HUD’s disparate impact rule was enacted by HUD during the Obama administration and is used as a way to enforce the Fair Housing Act. Under HUD’s rule, lenders, landlords, and other housing providers can be held liable for discrimination against protected classes even if it was not their intent to discriminate.