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A recent report issued by the National Low Income Housing Coalition (NLIHC) says there is no state in the nation where a minimum-wage worker can afford a modest two-bedroom apartment. The annual report, titled “Out of Reach: The High Cost of Housing,” found that in order to afford a modest two-bedroom unit in the U.S., renters need to earn a wage of $21.21 per hour, or more than 2.9 times higher than the federal minimum wage of $7.25 per hour.