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Many site managers don't know how to handle applications from households headed by minors or including minor co-heads or spouses. By definition, a minor is an individual under the age of full legal responsibility. Therefore, a minor's signature on a lease is generally not legally binding. While HUD's Occupancy Handbook makes brief mention of minor household heads [Handbook 4350.3, par. 5-6(A)(2)], it provides no guidance on what managers should do to protect themselves.