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Unless it has been removed by a professional lead abatement contractor or during normal renovation or painting, most housing that was built before 1978 has some painted surfaces with layers of old lead-based paint underneath. Because exposure to even small amounts of lead can be permanently harmful to health, federal, state, and local governments have put in place a number of laws and regulations you must abide by. In a three-part series, the Insider has been trying to keep you up to date on EPA and HUD requirements.