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Facts: A site manager notified an applicant that her application for housing wasn’t accepted “because a credit check has revealed that [she] ha[s] a negative credit history[,]” which was “verified through TransUnion.” The credit report referenced in the manager’s letter indicated a “high risk fraud alert” for the applicant, apparently because her “current file address does not match input address(es).” The report also revealed two creditor accounts with past-due amounts totaling $407, and a December 2015 civil judgment in t
